How We Help

THE CLAIMS PROCESS & OUR SERVICES

Claiming unclaimed assets can be complex and difficult, but we are here to help and guide you through the complete process.

Holders are required by law to perform due diligence and send out a notice of no activity to the account owner’s last known address on record. If the holder is unsuccessful, the accounts are deemed unclaimed and we begin our research to determine who may be entitled to the funds.

When a potential claimant has been located we inform them of the unclaimed asset and offer our services to prove their entitlement. If you have been contacted by us you, may be entitled to an asset that we have identified.

Submitting the Claim and Recovery of Funds

Our Agreement – There will never by any up-front costs required by you, only if the account is successfully recovered we charge the agreed upon commission.

Once you contact us in response to our letter or phone call we will begin the claims process, demonstrate your entitlement, and assist you in completing your claim.

Limited Power of Attorney – Not common but sometimes a Limited Power of Attorney is needed with the Asset Recovery Agreement depending on what jurisdiction the funds are held in. The Limited Power of Attorney will pertain only to the specific account that we contacted you about. Your account executive will assist you and answer any questions you may have.

Notary Public – Certain documents may need to be notarized to show proof of identity. Most banks provide this service free of charge, you can also find a notary public at a AAA branch office, or at a Translation & Interpretation office. If you don’t have a notary public near you we can arrange for a mobile notary public to come to you at your convenience.

Understanding How You Are Entitled – UCP Tracers will provide detailed information about the account, as well as research we have collected which indicates and proves your entitlement.

Document Your Entitlement – While working on a claim, UCP Tracers will obtain necessary documentation such as court proceedings, vital records, and any other important items to prove your ownership or succession rights.

Facilitate Your Claim – UCP Tracers will submit all required documentation to the appropriate institution for processing and maintain contact with you until your recovery is complete. A claim is submitted by us on behalf of our client or directly by the client depending on his or her discretion and which institution is holding the funds.

Disbursement of Funds – Once ownership or succession rights have been established and approved, the check will be mailed directly to you less the agreed upon commission fee.

Speedy Payment – A claim can take anywhere from a few weeks to as long as six months depending on the nature of the claim. If the funds are needed urgently due to financial or medical hardship, we might be able to expedite your claim.

Success Stories

The following stories are cases from previous clients that we worked on whose claims were very difficult and almost impossible to prove, most of them involved complex inheritance rights or missing information on the account making it nearly impossible to establish a claim.

"...Abandoned Life Insurance Policy..."
We located an insurance policy with the owner's estate listed as the beneficiary, the policy holder passed away in the mid eighties and the holder of the funds had not been able to find any heirs so the funds were left unclaimed. When we started working on the account it came to our attention that the policy holder was still married when he passed away, we were able to contacted Mrs. Jackie B. surviving spouse of the decedent, and she was very surprised and delighted to hear of her long deceased husband's life insurance policy, dating back some 30 years ago. We filed a successful claim on her behalf and it received the funds shortly thereafter.
Jackie B; Whittier, CA
"...Suspended Corporate Funds..."
Mr. Dennis C. was entitled to his late wife's inheritance belonging to his father's in law estate, most of the funds were held up in different businesses that were incorporated but since the officers were long deceased, the businesses had been suspended from the lack of activity and unpaid fees. Even though Dennis had been appointed the executor, trustee, sole heir and beneficiary it still wasn't enough for him to have the funds released. After working closely with Dennis and the holders of the funds, and upon proving Dennis's entitlement, we needed to revive all business pay all outstanding dues and finally dissolve the businesses to bring everything to close. We were finally able to complete Dennis's claim and all the funds were distributed to him.
Dennis C; San Bernardino, CA
"...Lost in Acquisition..."
Mr. and Mrs Michael T. had a home loan on their house, their house became flooded and uninhabitable. As a result their house had to be foreclosed, and any balances outstanding were zeroed out and the property was conveyed to Real Estate Owned (REO), relieving them of any remaining debt.

The couple had home insurance for their property and received a check from the insurance company to cover the damages, they were never able to cash the check since the home loan company was also listed as an owner due to the loan they had with them. They needed the home loan company to endorse the check so they mailed the check to them to endorse it, the loan company was going through a transformation at the time and was acquired by another company and claimed that they had no records of their account and that they cannot endorse the check and mailed it back to their attorney. This happened a couple of times before they eventually gave up and the account went dormant. Mr. and Mrs. L. had lost all their supporting documents in the flood which made it even more difficult to prove their case.

We worked directly with the insurance company and the loan company until we were able to track down their account information, we were able to get copies of real estate records and the sale deed to prove that they had been relieved of all debt and the loan company should be removed as an owner on the insurance policy. They were finally able prove their entitlement and claim their funds, the account was finally settled and closed.
Mr. and Mrs. Michael L; San Diego, CA
“...Clerical Bank Error...”
Matthew and his siblings were entitled to their late mother's estate, several accounts that had been unaccounted for surfaced years after their mother's passing listing her as a beneficiary. The accounts had several beneficiaries listed, but due to a clerical error when the accounts were first opened it wasn't clear who the surviving beneficiary was. One of the accounts had an additional name listed as a beneficiary that never existed, we worked closely with the holder and we were able to clear up all discrepancies associated with the account to prove that we had located all rightful heirs and beneficiaries.  
Mathew A; Montbello, CA
“...Unwanted Fiduciary...”
We contacted Gregory due to additional funds that he was entitled to to claim that was never included in his grandmother's estate, he was the sole heir and beneficiary. While Gregory was out of the country a malice professional conservator had been appointed to handle all affairs pertaining to his grandmother's conservatorship and estate administration. The professional conservator was charging the estate excessive fees and other charges, exhausting the estate's funds as much as possible.

Several years after the estate had been settled and done the professional fiduciary was still appointed entitling them to collect more unjust fees when in fact they should have been discharged years ago after the estate had been settled. Gregory filled us in on what had been going on with his grandmother's estate and wanted the fiduciary removed, the fiduciary had been blatantly ignoring him wishing him the best of luck. In our best effort to save Gregory from being charged any other extraneous fees, we were able help him with the help from one of our probate attorneys to discharge the professional fiduciary and Gregory was able claim this on his own.
Gregory G; Los Angeles, CA
“...Complex Succession Rights...”
Leo R. and his family were entitled to a rather large inheritance but an unknown and unexpected probate proceeding and a very complicated family tree including divorces and remarriages sent their entitlement right on a detour leaving them out of any inheritance. With the assistance from one of our probate attorneys that pointed out a probate code that would bring Leo and his family back into the claim, we were able to get their claims approved and paid out.
Leo R; New York, NY
News and Articles
How to Locate Missing 401k Participants
https://401kspecialistmag.com/locate-missing-401k-participants/#.WqB2VWaZMlU
Read More
From Good Morning America/ABC News
'GMA' helps reunite people with unclaimed cash
Read More
Hospital discovers more than $90K in unclaimed funds, pays it forward
'GMA' helps reunite people with unclaimed cash
Read More
Georgia: Yates family settles dispute over inheritance
https://www.timesfreepress.com/news/news/story/2012/mar/01/georgia-family-settles-dispute-over-inheritance/71961/
Read More
SMART NEWS Keeping you current
Could You Solve the Case of the Missing Mystery Heirs? Are you related to Clifton Robbins? You could receive royalties from his 21st-century publisher
https://www.smithsonianmag.com/smart-news/could-you-solve-case-missing-mystery-heirs-180960298/
Read More
Consumer Account Ownership
Since the late 1960s, Congress has enacted a broad range of laws to protect consumers in their financial transactions with banks. PDF
Read More
How the probate system works.
Sometimes it becomes necessary for courts to oversee the distribution of your assets upon your death. That’s where probate comes in
https://www.newyorklife.com/articles/overview-probate-process/
Read More
Swiss Bankers Association
Victims of the Holocaust or their heirs can make claims to assets deposited in Swiss Banks during World War II.
https://www.dormantaccounts.ch/narilo/
Read More
Bank of Canada
Search for unclaimed accounts in federally regulated banks held by The Bank of Canada.
Read More
Australian Securities and Investments Commission
Search for unclaimed money and unclaimed property held by The Australian Commonwealth Government.
Read More
New Zealand Unclaimed Monies
Search for unclaimed monies held by banks in France. Information is available in French only.
Read More
Swiss Bankers Association
Search for dormant accounts in Switzerland.
Read More
Plan Sponsors Fail To Find 25 Million 401k Accounts
Between 2004 and 2013, plan sponsors failed to connect approximately 25 million retirement accounts with their employee owners. Most often, it occurred unintentionally as a result of workers
Read More
How to Locate Missing 401k Participants
https://401kspecialistmag.com/locate-missing-401k-participants/#.WqB2VWaZMlU
Read More
From Good Morning America/ABC News
'GMA' helps reunite people with unclaimed cash
Read More
Hospital discovers more than $90K in unclaimed funds, pays it forward
'GMA' helps reunite people with unclaimed cash
Read More
Georgia: Yates family settles dispute over inheritance
https://www.timesfreepress.com/news/news/story/2012/mar/01/georgia-family-settles-dispute-over-inheritance/71961/
Read More
SMARTNEWS Keeping you current
Could You Solve the Case of the Missing Mystery Heirs? Are you related to Clifton Robbins? You could receive royalties from his 21st-century publisher
https://www.smithsonianmag.com/smart-news/could-you-solve-case-missing-mystery-heirs-180960298/
Read More
Consumer Account Ownership
Since the late 1960s, Congress has enacted a broad range of laws to protect consumers in their financial transactions with banks. PDF
Read More
How the probate system works.
Sometimes it becomes necessary for courts to oversee the distribution of your assets upon your death. That’s where probate comes in
https://www.newyorklife.com/articles/overview-probate-process/
Read More