How We Help

THE CLAIMS PROCESS & OUR SERVICES

Claiming unclaimed assets can be complex and difficult, but we are here to help and guide you through the complete process.

Holders are required by law to perform due diligence and send out a notice of no activity to the account owner’s last known address on record. If the holder is unsuccessful, the accounts are deemed unclaimed and we begin our research to determine who may be entitled to the funds.

When a potential claimant has been located we inform them of the unclaimed asset and offer our services to prove their entitlement. If you have been contacted by us you, may be entitled to an asset that we have identified.

FAQ's

Submitting the Claim and Recovery of Funds

Our Agreement – There will never by any up-front costs required by you, only if the account is successfully recovered we charge the agreed upon commission.

Once you contact us in response to our letter or phone call we will begin the claims process, demonstrate your entitlement, and assist you in completing your claim.

Limited Power of Attorney – Not common but sometimes a Limited Power of Attorney is needed with the Asset Recovery Agreement depending on what jurisdiction the funds are held in. The Limited Power of Attorney will pertain only to the specific account that we contacted you about. Your account executive will assist you and answer any questions you may have.

Notary Public – Certain documents may need to be notarized to show proof of identity. Most banks provide this service free of charge, you can also find a notary public at a AAA branch office, or at a Translation & Interpretation office. If you don’t have a notary public near you we can arrange for a mobile notary public to come to you at your convenience.

Understanding How You Are Entitled – UCP Tracers will provide detailed information about the account, as well as research we have collected which indicates and proves your entitlement.

Document Your Entitlement – While working on a claim, UCP Tracers will obtain necessary documentation such as court proceedings, vital records, and any other important items to prove your ownership or succession rights.

Facilitate Your Claim – UCP Tracers will submit all required documentation to the appropriate institution for processing and maintain contact with you until your recovery is complete. A claim is submitted by us on behalf of our client or directly by the client depending on his or her discretion and which institution is holding the funds.

Disbursement of Funds – Once ownership or succession rights have been established and approved, the check will be mailed directly to you less the agreed upon commission fee.

Speedy Payment – A claim can take anywhere from a few weeks to as long as six months depending on the nature of the claim. If the funds are needed urgently due to financial or medical hardship, we might be able to expedite your claim.

THE CLAIMS PROCESS

Success Stories

The following stories are cases from previous clients that we worked on whose claims were very difficult and almost impossible to prove, most of them involved complex inheritance rights or missing information on the account making it nearly impossible to establish a claim.

"...Abandoned Life Insurance Policy..."

We located an insurance policy that listed the owner's estate as the beneficiary. The policy holder passed away in the mid eighties, and the holder of the funds had not been able to find any heirs, so the funds were left unclaimed. When we started working on the account, it came to our attention that the policy holder was still married when he passed away. We were able to contacted Mrs. Jackie B., the surviving spouse of the decedent. She was very surprised to hear of her long deceased husband's life insurance policy, dating back some 30 years ago. We filed a successful claim on her behalf, and she received the funds shortly thereafter.

Jackie B; Whittier, CA

"...Suspended Corporate Funds..."

Mr. Dennis C. was entitled to his late wife's inheritance belonging to his father's in law estate. Most of the funds were held up in different businesses that were incorporated, but since the officers were long deceased, the businesses had been suspended from lack of activity and unpaid fees. Even though Dennis had been appointed the executor, trustee, sole heir, and beneficiary of his father's in law estate, his was still not able to have the funds released. After working closely with Dennis and the holders of the funds, and upon proving Dennis's entitlement, we needed to revive all businesses, pay all outstanding dues, and dissolve the businesses to bring everything to close. We were finally able to complete Dennis's claim and all the funds were distributed to him.

Dennis C; San Bernardino, CA

"...Lost in Acquisition..."

Mr. and Mrs. Michael T. had a home loan on their house, their house was flooded and uninhabitable. As a result, their house had to be foreclosed, any balances outstanding were zeroed out, and the property was conveyed to Real Estate Owned (REO), relieving them of any remaining debt. The couple had home insurance for their property and received a check from the insurance company to cover the damages, they were never able to cash the check since the home loan company was also listed as an owner due to the loan they had with them. They needed the home loan company to endorse the check, so they mailed the check for them to endorse it. The loan company was going through a transformation at the time, they were acquired by another company that claimed they had no records of their account, and they could not endorse the check. The loan company mailed the check back to Mr. and Mrs. Michael T.'s attorney. This happened a couple of times before they eventually gave up and their account went dormant. Mr. and Mrs. T. had lost all their supporting documents in the flood which made it even more difficult to prove their case. We worked directly with the insurance company and the loan company until we were able to track down their account information. We were able to get copies of real estate records, and the sale deed to prove that they had been relieved of all debt, so the loan company could be removed as an owner on the insurance policy. We were able prove their entitlement, filed a successful claim for Mr. and Mrs. T., and the account was finally settled and closed.

Mr. and Mrs. Michael T.; San Diego, CA

“...Clerical Bank Error...”

Matthew and his siblings were entitled to their late mother's intestate estate. Several accounts that had been unaccounted for, surfaced years after their mother's passing listing her as a beneficiary. One of the accounts had several beneficiaries listed, but due to a clerical error when the accounts were first opened, it wasn't clear who the surviving beneficiary was. The account had an additional name listed as a beneficiary, it turned out that this name was a mix up of a first and last name from two of the other beneficiaries, but this beneficiary never existed. We were able to untangle and clarify the correct identities of all beneficiaries, and one of them was Matthew and his siblings' mother. We could now file a claim for the their late mother's estate and prove that we had located all rightful heirs to the estate. The claim was successfully approved and paid out.

Mathew A; Montbello, CA

“...Unwanted Fiduciary...”

We contacted Gregory due to additional funds that he was entitled to claim that was never included in his grandmother's estate, he was the sole heir and beneficiary. While Gregory was out of the country, a malice professional conservator had been appointed to handle all affairs pertaining to his grandmother's conservatorship, and estate administration. The professional conservator was charging the estate excessive fees, and other charges, exhausting the estate's funds as much as possible. Several years after the estate had been settled and done, the professional fiduciary was still appointed entitling them to collect more unjust fees when in fact they should have been discharged years ago after the estate had been settled. Gregory explained to us what had happened to his grandmother's estate, and he wanted the fiduciary removed. The fiduciary had been blatantly ignoring him, and wishing him the best of luck to get her discharged from his grandmother's estate. In our best effort to save Gregory from being charged any other extraneous fees, we were able help him with the assistance from one of our probate attorneys. The professional fiduciary was discharged immediately, and Gregory was able claim this on his own.

Gregory G; Los Angeles, CA

“...Complex Succession Rights...”

Leo R. and his family were entitled to a rather large inheritance, but an unknown and unexpected probate proceeding, and a very complicated family tree including divorces and remarriages sent their entitlement right on a detour leaving them out of any inheritance. With the assistance from one of our probate attorneys that pointed out a probate code that would bring Leo and his family back into the claim, we were able to get their claims approved and paid out.

Leo R; New York, NY

News and Articles

How to Locate Missing 401k Participants

https://401kspecialistmag.com/locate-missing-401k-participants/#.WqB2VWaZMlU

From Good Morning America/ABC News

'GMA' helps reunite people with unclaimed cash

Hospital discovers more than $90K in unclaimed funds, pays it forward

'GMA' helps reunite people with unclaimed cash

Georgia: Yates family settles dispute over inheritance

https://www.timesfreepress.com/news/news/story/2012/mar/01/georgia-family-settles-dispute-over-inheritance/71961/

SMART NEWS Keeping you current

Could You Solve the Case of the Missing Mystery Heirs? Are you related to Clifton Robbins? You could receive royalties from his 21st-century publisher

https://www.smithsonianmag.com/smart-news/could-you-solve-case-missing-mystery-heirs-180960298/

Consumer Account Ownership

Since the late 1960s, Congress has enacted a broad range of laws to protect consumers in their financial transactions with banks. PDF

How the probate system works.

Sometimes it becomes necessary for courts to oversee the distribution of your assets upon your death. That’s where probate comes in

https://www.newyorklife.com/articles/overview-probate-process/

Swiss Bankers Association

Victims of the Holocaust or their heirs can make claims to assets deposited in Swiss Banks during World War II.

https://www.dormantaccounts.ch/narilo/

Bank of Canada

Search for unclaimed accounts in federally regulated banks held by The Bank of Canada.

Australian Securities and Investments Commission

Search for unclaimed money and unclaimed property held by The Australian Commonwealth Government.

New Zealand Unclaimed Monies

Search for unclaimed monies held by banks in France. Information is available in French only.

Swiss Bankers Association

Search for dormant accounts in Switzerland.

Plan Sponsors Fail To Find 25 Million 401k Accounts

Between 2004 and 2013, plan sponsors failed to connect approximately 25 million retirement accounts with their employee owners. Most often, it occurred unintentionally as a result of workers

How to Locate Missing 401k Participants

https://401kspecialistmag.com/locate-missing-401k-participants/#.WqB2VWaZMlU

From Good Morning America/ABC News

'GMA' helps reunite people with unclaimed cash

Hospital discovers more than $90K in unclaimed funds, pays it forward

'GMA' helps reunite people with unclaimed cash

Georgia: Yates family settles dispute over inheritance

https://www.timesfreepress.com/news/news/story/2012/mar/01/georgia-family-settles-dispute-over-inheritance/71961/

SMARTNEWS Keeping you current

Could You Solve the Case of the Missing Mystery Heirs? Are you related to Clifton Robbins? You could receive royalties from his 21st-century publisher

https://www.smithsonianmag.com/smart-news/could-you-solve-case-missing-mystery-heirs-180960298/

Consumer Account Ownership

Since the late 1960s, Congress has enacted a broad range of laws to protect consumers in their financial transactions with banks. PDF

How the probate system works

Sometimes it becomes necessary for courts to oversee the distribution of your assets upon your death. That’s where probate comes in

https://www.newyorklife.com/articles/overview-probate-process/